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Navigating the AI Wave:The Future of AI in Treasury
As artificial intelligence (AI) gains momentum across financial services, corporate treasury teams are under growing pressure to modernise. This report explores how AI has the potential to redefine treasury operations—helping corporates navigate complexity, enhance decision-making, and unlock meaningful cost efficiencies.
While the transformative potential of AI in treasury is well recognised, implementation is lower than expected. Drawing on HSBC research and industry insights, this paper examines the current state of AI adoption in treasury, highlights the key barriers to scale, and offers practical strategies to move from experimentation to enterprise-wide execution. In particular, it explores the rise of Agentic AI—intelligent systems that not only automate tasks but actively collaborate with humans to enable more strategic, high-impact decision-making.
Navigating the AI Wave:The Future of AI in Treasury
Manish Kohli
Head of Global Payments Solutions
As digital transformation accelerates, AI-powered solutions are poised to reshape treasury by streamlining operations and delivering intuitive customer interactions. At HSBC, we remain committed to guiding clients through this evolving landscape – helping them harness AI not just to streamline transactions, but to transform them into intelligent, value-added interactions.
Amit Mallick
Digital Payments Lead, Europe, Accenture
Treasury is evolving from a back-office function to a hub of innovation and intelligence, driven by AI. Forward-thinking organizations are redesigning treasury to drive enterprise value and resilience, turning it into a strategic driver in a rapidly changing world.
Real transformation, however, requires more than technology. To fully realise AI’s potential, treasury teams must invest in the foundations—data readiness, infrastructure, and governance—while also addressing critical enablers such as talent, change management, and process redesign. Just as importantly, AI must be user-centric: intuitive to engage with, fast to generate insights, and capable of executing with high accuracy and minimal oversight.
The future of treasury is intelligent, adaptive, and strategic. Download the report to explore how AI is reshaping the treasury function.
To learn more or discuss how HSBC can support your AI journey, please contact your HSBC representative.
Navigating the AI Wave: Innovations in Commercial Payments
Read the “Navigating the AI Wave: Innovations in Commercial Payments” article where we explore how AI is making payments smarter, faster, and more seamless, highlighting its role in improving decision-making and fraud prevention.
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