Manage Cash Across 50+ Markets with HSBC's Global Liquidity Solutions
At HSBC, our Global Liquidity Solutions (GLS) help businesses in the UAE optimise interest on idle balances while keeping funds liquid — managing surplus cash across more than 50 markets worldwide. Solutions can be configured by entity, currency, market and sweep frequency (scheduled or on-demand), including tailored structures for project-based cash flows.
For several years, HSBC has offered Cash Concentration and Interest Enhancement solutions to corporate and institutional clients in the UAE. Cash Concentration also referred as 'sweeping' or 'zero balancing' consolidates balances from different entities and countries into one central structure for investment, deployment or loan repayment. Interest Enhancement improves credit interest rates through preferential pricing on aggregated balances across your HSBC accounts.
HSBC UAE continues to invest in innovative liquidity management solutions — including real-time, cross-currency and self-service tools highlighted below.
How Can UAE Businesses Manage Group-Wide Liquidity in Real Time?
At HSBC, we help UAE businesses build world-class real-time treasury operations. Our suite of real-time liquidity management solutions includes an online platform — accessible via HSBCnet — where CFOs and treasurers can view group-wide cash positions in real time for accounts held with HSBC and take immediate action on liquidity events.
How Can HSBC Consolidate Multi-Currency Balances Into One Liquidity Structure For Customers Dealing In Multiple Currencies?
Cross-Currency Cash Concentration consolidates balances from different countries and currencies into one liquidity structure. Funds are automatically swept between accounts, converted at prevailing spot FX rates into a single target currency — across markets, currencies and entities.
This solution enables UAE businesses to:
- Increase operational efficiency by eliminating manual FX movements
- Minimise idle cash and FX exposure across group entities
- Reduce the cost of FX fees and external borrowing
- Improve treasury decision-making with a consolidated view
7-Day Cash Concentration: Automate In-Country Liquidity Management Every Day of the Week
HSBC's 7-Day Cash Concentration solution enables UAE businesses to manage inter- and intra-group in-country liquidity all 7 days of the week — including weekends and public holidays — by consolidating positive and negative balance positions across multiple accounts into a single consolidation account.
This automated solution enables you to:
- Self-fund overdrawn positions without external borrowing
- Eliminate idle balances across multiple bank accounts
- Consolidate balances centrally for visibility and control on working and non-working days
- Reduce the cost of external borrowing
Manage Your Liquidity Structures Independently Through HSBCnet
HSBC's liquidity solutions self-service platform, accessible via single sign-on through HSBCnet, gives corporate treasurers and finance teams a single hub for managing liquidity structures independently.
The platform includes tools for:
- Setting up and modifying cash concentration structures
- Scheduling and triggering on-demand sweeps
- Configuring sweep parameters by entity, currency and frequency
- Accessing reporting dashboards and cash flow forecasting
- Full maker-checker workflows and audit trails
This gives UAE businesses the flexibility to respond to changing market conditions and funding requirements in real time — without waiting for bank-side assistance.
On-Demand Cash Concentration: Trigger Sweeps in Real Time, Any Day in the UAE
As businesses in the UAE expand and the use of 24/7 instant payments gains momentum, corporate treasurers need to consolidate cash to meet dynamic funding requirements in real time. On-demand cash concentration gives you the flexibility to trigger sweeps via self-service — across existing cash concentration structures, outside of scheduled windows — helping you manage unexpected liquidity events the moment they occur.
Capabilities include:
- Real-time liquidity optimisation across domestic, regional, global, cross-currency and multi-bank structures
- Reduced reliance on intraday or overdraft limits
- Automatic intercompany lending position updates with unique sweep references
- Full maker-checker workflow controls and audit trails
- Integrated reporting across sweep dashboards
HSBC Liquidity Management Dashboard: A Real-Time System for CFOs and Treasurers
HSBC has created a Liquidity Management Dashboard, accessible via HSBCnet.
HSBC Liquidity Management Portal explainer - Next Generation Services
HSBC's Liquidity Management Dashboard — accessible via HSBCnet — is a real-time liquidity management system that gives CFOs, treasurers and finance leaders a dynamic, graphical view of group-wide liquidity KPIs. It is designed to help UAE-based businesses manage overall liquidity positions and make faster, better-informed investment and funding decisions.
Forecast Your Cash Flow Position Up to Three Years Ahead with HSBC
HSBC's Cash Flow Forecasting Tool gives UAE businesses the ability to accurately forecast their global liquidity position — from day-to-day cash movements up to three years ahead. This fully integrated solution draws on data from your organisation's cash pool structures, bank accounts and transaction history to generate a comprehensive cash flow forecast for planning and decision-making.
