Business Banking


Back to Business Banking

Our Business Banking Solutions

The fuel of business growth, we provide business loan with flexible repayment on VAT trade and equipment loan and other solutions to help manage your expense. To have more control over your monthly outgoings and own your premises, we provide commercial mortgages to support your needs.

Take greater control of your treasury functions and efficiently manage payments and cash flows. We can help you to reconcile, monitor and manage your receivables more efficiently. We offer a streamlined cheque authorisation process and we can settle utilities or government-related payments through prompt and secure methods.

HSBC's global network in 65 countries, covering 90% of global trade flows and providing you with end-to-end support and guidance. Form Import/ Export, Guarantee & Standby letter of credit to Receivable finance.

To better manage employee expense and procurement needs, HSBC provides Corporate Card to cover day-to-day expenses. You could also enjoy a waiver of the annual fee for up to 15 cards.

We can help you simplify your international transactions. Our Get Rate tool provides a fast, efficient way to make foreign currency payments based on the most current rate and international banking information.

We have payroll solutions for every employee in your business. Our solutions will remove manual processes, save your accounts team time and make reconciliation much simpler.

Fuel growth with flexible repayment on VAT Trade and Equipment Loans, plus many other solutions to help manage expenses.

Own your own premises, giving you more control over your monthly outgoings. Tenor’s available for up to 15 years.

HSBCnet

Our award-winning flagship banking platform provides a single portal from which to control accounts at both the regional and central treasury level. It can facilitate all your banking needs to improve efficiencies and give you greater control of your finances. Here’s an overview of what the platform offers.

Cash management:

  • Balance and transaction reporting
  • Payment and transfer advising service
  • Time deposits
  • Cheque outsourcing
  • Receivables reconciliations
  • Gain more control of your foreign exchange payments with Get Rate

Trade services:

  • Import DC applications, DC amendments and import bill instructions
  • Import finance
  • Export DC confirmation
  • Pre-shipment finance and post-shipment finance
  • Guarantee applications, amendments and cancellations

HSBC’s digital solutions for trade finance is the most efficient and easy to use on the market, as well as from a risk insurance to keep production running.

Pallak Seth | Vice Chairman & Founder, PDS Multinational

Our Business Banking options and eligibility

We have designed 3 Business Banking options, so you can choose which one fits your business best. All our other products and services will be priced as per our HSBC Corporate Tariff and Charges (PDF, 2.2 MB).

HSBC also provides broader trade finance, cash management, lending and treasury services to all Business Banking customers, subject to credit and other considerations.

Our HSBC Business Banking solutions are available for UAE domiciled businesses with an annual turnover not exceeding AED 180 million or USD 50 million equivalent, and who are relationship managed by a UAE Business Banking Relationship Manager as part HSBC’s Business Banking Proposition.

Product and Service Type

Business Banking Standard

Business Banking Elevate1

Business Banking Vantage1

Dedicated service

Dedicated Relationship ­Manager

Yes

Yes

Yes

Accounts

Current Account

Yes

Yes

Yes

Call Account

Yes

Yes

Yes

Personal Banking Account

No

HSBC Premier status for first 12 months1

HSBC Premier status for first 12 months1

Minimum Monthly Relationship Balance2

AED100,000

AED500,000

AED1,000,000

Monthly fee if minimum Relationship Balance not met

AED150

AED750

AED1,500

Payments3

International TT

AED55

AED35

AED25

Local TT (PP)

AED45

AED25

AED20

Inward TT (domestic)

AED1

AED1

AED0

Inward TT (International)

AED25

AED3

AED1

File Upload

AED30

AED20

AED10

Payroll solutions

ACH (non WPS)

AED10

AED4

AED2.5

WPS

AED5

AED3.5

AED2.5

HSBCnet

HSBCnet set up

Fee free

Fee free

Fee free

HSBCnet monthly fee

AED300

AED200

AED100

HSBC Corporate Card

# of cards waived from annual fee

0

5

10

Air Miles Points4

No

10,0005

25,0005

Find out more about HSBC Business Banking

As a thriving business, being focused on the future is key to achieving success. With this in mind, we’ve developed HSBC Business Banking, a suite of carefully crafted banking solutions designed to help your business grow.

 HSBC operates in more than 65 countries around the world giving us access to over 90% of all world trade flows

Your dedicated Relationship Manager will help you optimise your finances so you can focus on your business.

It’s not easy to do business alone in today’s market. We’ll connect you with the right people to help you go further.


In today’s competitive environment, expanding within the region or globally can be a key strategy to improve company performance.

 Being informed is key to success. Here you can access the most up-to-date market news, articles and podcasts.


Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.